The car driver did not see the motorcycle driver and hit him. She was not looking for a bike rider or motorcycle, but she was looking for a huge car. She did not see a car and proceeded to hit the young man. You can see where injuries, motorcycles, and an Atlanta, Georgia accident attorney collide. Contact an Atlanta, Georgia law firm that cares.
His bike was mangled and destroyed. Her car was dented in several places. She was alright. She did not sustain any serious damages to her body, perhaps her emotional well-being. The young man, on the other hand, broke one of his legs in two places. When such broken legs occur, likely metal pins will be put into place so that the muscles and tendons can grow back properly. The young man may never drive a bike again out of fear of another traumatic accident.
Motorcycle Accidents and Uninsured Motorist Coverage
Let’s transition to money why don’t we? Insurance is the next question. Who has it and how much? Let’s start with the girl driver who was at-fault for the wreck. Her insurance will be directly liable. In Georgia, the minimum insurance requirement is 25,000 dollars per person and 50,000 dollars per occurrence. You should be thinking that $25,000 is not enough for a broken leg, and you would be right. We need to find more insurance.
Now, we will turn to any other policies that the young girl might be covered under. Perhaps she is married. If she is married and living with the spouse, then if he has an insurance policy on a car that insurance policy may provide coverage.
Pause. If husband does have additional policies, it is important to see if his policy has a different policy number than his wife’s. If it is the same policy number with two different schedules of coverage, then it is the same as just having one.
Now that we have seen if she has additional coverage, we turn to the young man’s policies. Since he is a young man (and invincible) he will not likely have uninsured motorist coverage. At this point the insurance hunt may be over. But wait! Does the young man still live at home. Let us assume that the young man was hit in Macon, but lives with his divorced father in Atlanta. His father has uninsured motorist coverage on his Honda Civic, but the son is not listed on the policy.
In Georgia, the son would be able to utilize the uninsured motorist coverage policy from his dad. This would allow him additional coverage.
Let’s go even further and assume the father has uninsured motorist coverage on three other autos all with separate policy numbers. In this case, young man with the broken leg would stack all of the insurance policies to cover his damages.
Likely damages would start to mount up quickly. Ambulance, doctor’s bills, emergency room bills, imaging bills, surgery, physical therapy, and others are just the start. We should not forget about his pain and suffering, potential for permanent disability, lost wages and more.
As soon as this kid was hit on his motorcycle, I am sure the other insurance company was quick to contact him and offer him a quick settlement. They probably even “disclosed” the amount of insurance and told them that they would try to get it to cover all of the losses, but it is what it is. Do you really think they told the kid about the possibility of husband’s insurance? Do you really think they told him about uninsured motorist coverage? Do you think they tried to tell him not to hire a lawyer? Can you figure out why or should you read the article again. Thank you for reading Atlanta Man Hurt on Motorcycle in Macon.