Welcome to another post by Joseph P McClelland. I am updating a former page about car insurance negotiations because pages like all things change. Recently, I attended a very high profile, high stress mediation Atlanta, Georgia. I Feel that I learned a great amount about how insurance companies and the lawyers or attorneys that represent insurance companies view the value of cases. Now, notice that I said cases plural because to them it’s all about the odds or percentages. We tend to think about the price for the value of something in particular like a hamburger or the pain you’re feeling from a car accident. But they look at it in terms of the range of similar types of hamburgers or injuries from car accidents. So, it is not the price of a McDonald’s hamburger they look at. They think in terms of what’s the ranges of hamburgers. And they are willing to play the odds if it makes sense for them financially. Every day they can hold your money is the day they can earn interest on your money. So they are occasionally willing to risk a very high verdict because statistically they’re bound to get an extremely low verdict in another case. And for the insurance companies that is a victory.
As a car accident lawyer, I have a great deal of experience with auto accident insurance claims. I can provide you the help you need with your car accident insurance claims. Your health insurance may not give you coverage if you were in a car accident in Atlanta or anywhere in Georgia.
Using the at fault driver’s motor vehicle liability insurance, we will work for the best possible insurance settlement for full compensation for your personal injury claims.
We evaluate your medical bills, medical records, doctor’s notes, relevant case law, recent verdicts, and prior experience to determine what is your case is worth. If we cannot work out a fair settlement, we will force them into accident litigation.
All drivers in Georgia are require to have car insurance to provide protection from personal injury lawsuits. Therefore, the driver who was not at fault will have available insurance coverage to provide for compensation. At the same time, this coverage protects the at fault driver by giving them protection from a personal injury lawsuit.
All insurance company will start to send you letters and forms to fill out promising all along to be acting fairly. They are not. Do not sign anything before consulting with an insurance lawyer first.
One question many people ask is about uninsured motorist cover. Well, here is the general answer. If you were hit by a hit and run driver and could not get any information about them, then you will need to file a claim with your insurance company.
Some of the most popular insurance companies in Georgia are Sentinel, Progressive, Farmers Auto, USAA, Metropolitan, AAA, Safe Auto, AIG, State Farm, Allstate, GEICO, Direct, Mercury, Cincinnati, and more. We have experience with most of these companies that we can use to your benefit.
Working with insurance claims managers and adjusters takes time. It is important to have a full understanding of your injuries before we start negotiating. But once we do, the right answer does not come with just a few calls. It is a back and forth until we get to our magic number.
As the client you always have the right to accept the offer from the insurance company. We will advise you if we can get more or if that may be the best deal we can get without much delay.
Serving Atlanta, Decatur, Marietta, Lithonia, Stockbridge, McDonough, Griffin, Jackson, Monticello, Love Joy, Macon and more. We also represent victims in Fulton County, Dekalb County, Clayton County, Jasper County, Henry County, Spalding, Butts, Monroe & Bibb County.
One more thing before we end this post. The people at insurance companies are good people. We all have difficult jobs and difficult tasks within those jobs. Part of the job of an insurance claims Rep., is to play hardball. That does not mean that they are mean to people or that they do not love their family, it solely means they are doing their job. It is your job to get all of the medical treatment that you need to get better. It is the insurance companies job to pay you as little as possible for your injuries. It is my job, as a personal injury attorney, to be an advocate for you and our determination of what is the full value of your case so that you may receive the compensation that is required to you under the law.
I hope you have found this post informative and enjoyable. This particular page like all pages on the Internet are written in the abstract and in that vacuum. Your particular case has different facts your particular insurance claim is different from everyone’s before you. That is why it is a must to talk to a personal injury attorney when you’ve been in an accident. Trying to extrapolate what five or 10 different websites say about a particular subject without the legal training will only lead you to problems. Thank you.
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By: Georgia Attorney, Joseph P. McClelland