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As a Tractor Trailer Accident Lawyer, I know that a wrecks with semi trucks are some of the most dangerous accidents that happen on the road everyday which is why I authored this article entitled Commercial Vehicle Insurance Claims. Insurance claims are dealt with differently than car accident claims.
Commercial Vehicle Insurance Claims are Different Because:
The first reason is the value of the claim. When your typical driver hits you, they may have the minimum insurance requirements of $25,000 per person. The average commercial driver has a policy of around $1,000,000. Therefore, the insurance company for a truck driver has way more to lose in a settlement or trial verdict. This is why they treat these cases with a great deal of care.
The second way a 18 wheeler insurance claim is different from a car accident is the type and severity of the injuries you get. These things are huge and knock you around without slowing them down. One case I had, the driver hit either 7 or 8 cars before he came to a stop.
How to File a Commercial Vehicle Insurance Claim
If you have been hurt in a tractor trailer accident in Stockbridge, Jonesboro, McDonough, Jackson, Decatur, Atlanta, Marietta, Macon, Forsyth, or anywhere in Georgia, contact our office today at 770-775-0938.
Let’s take an example. You are driving on Interstate 75 when the traffic ahead starts to slow for no reason. (I am looking at you McDonough) You come to a full stop when you look in you rear-view mirror to see a truck not being able to stop. You exchange information. He lives in Dekalb County. The accident was in Henry County. You live, let’s say Fulton County. The business the truck driver worked for was registered to do business in Cobb County which is very likely. Where will the case be litigated? The answer is going to be Cobb County. The usual answer is the county where the at-fault driver hit you, which would be Dekalb County. However, since his employer will be vicariously liable and will demand to litigate in Cobb County. Call your Atlanta & Decatur Car Accident Lawyer so you don’t get pushed around by the insurance company. With the damage, loss, hurt drivers, questions about coverage, car insurance problems, damaged vehicles, uncertainty about commercial auto insurance, totaled vehicle, you need an attorney.
I have recently completed a new article about tractor-trailer accidents. The focus of the article is about discovery in trucking cases in Georgia. Now, handling a tractor-trailer accident case versus a typical automobile accident case requires an additional set of knowledge. Information that is not required or not necessary in a car accident case can be critical to success in a tractor-trailer accident case. Certain things cannot be misplaced or destroyed or you will never know the actually existed. This article covers some of the items that should be and must be requested the insurance company to preserve prior to filing suit and a tractor-trailer or trucking accident case. Hope you enjoyed this article on Commercial Vehicle Insurance Claims.
By: Georgia Attorney, Joseph P. McClelland