All Posts by Joseph McClelland

Fraud Alerts and Credit Freezes

What do fraud alerts and credit freezes do? In this article by Joseph McClelland, an identity theft attorney for victims, you will learn the ins and outs of the fraud alerts and credit freezes and how they can play a part in recovering from and preventing identity theft. With a fraud alert, a business must […]

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Wells Fargo Repossession Law Firm

Wells Fargo Bank Wrongfully Repossessed Twenty Thousand Vehicles Recently Over half a million customers of the bank were scammed for unnecessary automobile insurance. Picture these small towns with populations of around twenty thousand people. Now picture that the equivalent of the population of one of these towns awoke one Sunday morning to see that all […]

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Sue for Collection Calls

Collection Calls to Your Cell Phone AFTER You Ask to STOP Calling?  How Do You Collect the $500 to $1,500  Per Call Penalty for Getting  Collection Calls AFTER Saying STOP? 1.Confirm that you got calls AFTER you SPECIFICALLY ​told them to STOP calling. 2.See if you have any voicemails from them, can find their number […]

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What Is a Credit Report?

What is a Credit Report?By Attorney Joseph P. McClelland, Esq.In this report, it is a combination of numerous businesses information on you. It includes your social security number include your date of birth and includes the places that you’ve lived in the last several years and includes the job that you’ve had.Most importantly it includes […]

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Robocalling the Wrong Number

Getting Wrong Number Calls to Your Home or Cell Phone?  How Do You Collect the $500 to $1,500  Per Call Penalty for Getting Another Person’s Collection Calls? 1.Confirm that you are getting calls from a business, and you never authorized them to call your cell phone. 2.See if you have any voicemails from them, can […]

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Is the Credit Reporting System Broken?

Your Credit Report Could be Filled With Costly ErrorsEveryone understands how important an accurate credit report is. Even though we know this, and the Fair Credit Reporting Act or FCRA was founded to ensure accuracy, there are still an unfortunate amount of errors in the credit reporting system. The system may very well be broken.This […]

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What Is a Robocall?

What Is A Robocall & When Can You Sue for $500 – $1,500 Each?Ring. Ring. Ring.You answer your phone,  push some buttons or a person comes on and you say, “stop calling me”. If they robocall you again, this call may now be worth $500 to $1,500 because you told them to stop.  For this, you […]

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