Guide 2020 to Identity Theft AffidavitsDo you always need to get an identity theft affidavit? Where do you get an identity theft affidavit? And what do you do with it? Hey everyone, this is attorney Joseph McClelland and say we’re going to go over everything you’ve always wanted to know about identity theft affidavits in this […]
Continue reading
Medical Identity Theft 2020: How to Stop and Correct ItAs an attorney for victims of identity theft, one common issue seen is medical identity identity theft. Instead of someone opening a fraud account, they are creating medical bills using your identity.Consumer Protection Attorney and Advocate, Joseph McClelland, Esq.What is medical identity theft? Medical identity theft is […]
Continue reading
Emotional Distress & Credit Reporting DamagesHere is a brief overview of obtaining emotional distress damages in Georgia and the 11th Circuit more broadly. If you have a question about credit reporting errors, identity theft, or mixed files, contact my office. Thanks for being a loyal reader of our blog.Basics of the Fair Credit Reporting Act:The credit reporting agencies are […]
Continue reading
5 Things to Know about Credit Freezes and Fraud Alerts What do fraud alerts and credit freezes do? In this article by Joseph McClelland, an identity theft attorney for victims, you will learn the ins and outs of the fraud alerts and credit freezes and how they can play a part in recovering from and preventing identity […]
Continue reading
What is a Credit Report? By Attorney Joseph P. McClelland, Esq. In this report, it is a combination of numerous businesses information on you. It includes your social security number include your date of birth and includes the places that you’ve lived in the last several years and includes the job that you’ve had. Most […]
Continue reading
How to get your credit report? There are many places online and in real life where you can get your credit report or credit file. Some of these places make it quite easy to get your credit report while others will require you to pay a fee for no reason. It is your choice […]
Continue reading
Why Review Your Credit Report? Why should you even take the time out of your day to go get a credit report? You always have people talking about credit reports and Credit in this that and the other, but maybe you don’t need any credit right now. Maybe you have no plans of getting a […]
Continue reading
Can You Sue When Your Credit Dispute Fails? What should you do after you dispute errors on your credit report but before you get any response back? I hear this question a lot and I thought it over several times. I always come back to the same response. I don’t think you should do anything. […]
Continue reading
Your Credit Report Could be Filled With Costly Errors Everyone understands how important an accurate credit report is. Even though we know this, and the Fair Credit Reporting Act or FCRA was founded to ensure accuracy, there are still an unfortunate amount of errors in the credit reporting system. The system may very well be […]
Continue reading
Were you denied a home loan because of something on your credit that does not belong to you? First of all, that’s terrible. I hope that it doesn’t cost you to lose a particular home you wanted to get. Now, if you want to move forward, you are going to want to consider using the […]
Continue reading