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Category Archives for "Credit Report"

0 Entrepreneurs & Identity Theft

Being an entrepreneur is not like being a normal employee. Not only do you occasionally get to work in your shorts, you also have many responsibilities that most don’t have at their normal nine-to-five job. For example, you would be shocked if you work for a company and they wanted you to guarantee a corporate loan […]

0 What Is a Credit Report?

What is a Credit Report?By Attorney Joseph P. McClelland, Esq.In this report, it is a combination of numerous businesses information on you. It includes your social security number include your date of birth and includes the places that you’ve lived in the last several years and includes the job that you’ve had.Most importantly it includes […]

0 How to Get Your Credit Report

Where to get your credit report? There are many places online and in real life where you can get your credit report or credit file. Some of these places make it quite easy to get your credit report while others will require you to pay a fee for no reason. It is your choice on where to […]

0 Why Review Your Credit Report?

Why should you even take the time out of your day to go get a credit report?You always have people talking about credit reports and Credit in this that and the other, but maybe you don’t need any credit right now. Maybe you have no plans of getting a new car or house or Store […]

0 What should you do after a credit dispute?

Can You Sue When Your Credit Dispute Fails?What should you do after you dispute errors on your credit report but before you get any response back? I hear this question a lot and I thought it over several times. I always come back to the same response. I don’t think you should do anything. If […]

0 Equifax Refuses to Fix Identity Theft?

What should you do if Equifax won’t fix identity theft on your credit report?This article we’re going to discuss what you may want to do after receiving notice from Equifax that they have refused to fix the identity theft accounts on your credit report after your Equifax dispute.I’m sure that when you got the notification […]

0 Is the Credit Reporting System Broken?

Your Credit Report Could be Filled With Costly ErrorsEveryone understands how important an accurate credit report is. Even though we know this, and the Fair Credit Reporting Act or FCRA was founded to ensure accuracy, there are still an unfortunate amount of errors in the credit reporting system. The system may very well be broken.This […]

0 Emotional Distress & Credit Reporting Damages

Here is a brief overview of obtaining emotional distress damages in Georgia and the 11th Circuit more broadly. If you have a question about credit reporting errors, identity theft, or mixed files, contact my office.Basics of the Fair Credit Reporting Act:The credit reporting agencies are required to keep accurate credit files. 15 U.S.C. § 1681i(a)When a consumer disputes […]

0 Denied Employment Because of Identity Theft

Were you denied employment because of something on your credit report that’s not true? Victims of identity theft have rights. You may have legal rights and be entitled to compensation. Reach out to us for a free 30-minute consultation. Not getting a job because of identity theft is wrong. The credit bureaus are required to maintain accurate credit reports. Also, […]

0 Denied Home Loan Because of Identity Theft

Were you denied a home loan because of something on your credit that does not belong to you? First of all, that’s terrible. I hope that it doesn’t cost you to lose a particular home you wanted to get.Now, if you want to move forward, you are going to want to consider using the Fair […]

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