CMRE Financial Services Collections
6 Questions to Ask CMRE Financial Services

CMRE Financial Services is a collection company attempts to collect money from people. Here are 6 questions you must ask yourself if you are in communication with, getting letters from or getting collection calls from CMRE Financial.

Question #1:

Is CMRE Financial Services inaccurately reporting on your Credit Report?

CMRE Financial Services is not allowed to report false information on your credit report. If you report any incorrect information to the relevant credit agencies, you are entitled to damages.


If the company is inaccurately compiling your credit report, then according to the law, you have the right to force the company to fix the errors and you can be compensated monetarily.

If you require more information on the steps you need to take in order to dispute inaccurate information on your credit card report, you should read our detailed article on how to dispute an error on your Equifax credit report.

In the same article, you can also find information on how to dispute errors with Experian and Transunion.

If you have already reported incorrect information on your credit report and it has not been amended, please contact our office and we will assist you with resolving this dispute with this CMRE Financial Services.

If you have already disputed info on your credit report, yet it still remains unchanged, please contact our office today so that we can help you resolve your credit reporting issues against this CMRE Financial Services.

Question #2:

Is CMRE Financial Services Calling a Wrong Number Looking for a Person That's Not You?

These kinds of calls may be worth from $500 to $1500 per call if you received one during the last 4 years. These phone calls are extremely common and also illegal.


This mistaken phone call may happen because the previous owner of the number had debts before changing phone numbers. Regardless, these phone calls still go against the law.

This mistake may also occur when the company calls you instead of one of their other clients. This mistake cannot be excused, as they have contacted the wrong individual.

Whatever the reason behind the mistake, if you are receiving calls that are meant for somebody else and not for you, then you have a very viable case against CMRE Financial Services.

Regardless of how it's happening, if you're getting phone calls that are intended or meant for someone else but they're calling you instead, then you have a very viable case against CMRE Financial Services.

Please make sure to fill out a form on this site or call our office and an attorney will make contact with you for a free legal consultation.

Question #3:

Is CMRE Financial Services Harassing You with Calls?

You may owe money, but that doesn't give them the right to harass you over the phone. They are entitled to call you on occasion, but more often than not, they are calling just to harass you.

It's a good idea to start taking notes on how frequent these calls are.

Note if they ring you immediately after you have hung up on them.

Note if the continually call you back in an attempt to force you to answer the phone.

Keep in mind that if you have requested they stop calling your cell phone but they ignore you, the company is violating the Telephone Consumer Protection Act and you likely have a case against that company.

Please contact our Law Firm to receive a free consultation if this collection agency continues the harassment over the telephone.


Question #4

Is CMRE Financial Services Trying to Collect a Debt that's Too Old?


The period of time after which a debt is too old to be collected changes from state to state. 

We have compiled a series of articles on each state's statute of limitations regarding debt collection, and you can find it here. It is crucial to understand if this company is legally and legitimately trying to collect the money that you owe within that specific time frame.

In the state of Georgia, for example, the normal statute of limitations is 6 years. If you still have a credit card bill, the credit card company or the collection agency cannot force you to pay if these 6 years have passed. In the state of Georgia, after these 6 years, the collection agency has no legitimate claim on this debt.

In other cases, the agency has 4 years' time to file a lawsuit against you so that they can collect this debt.

Question #5:

Is CMRE Financial Services Trying to Collect a Debt that's You Already Paid Off?

You may be receiving calls and letters, even incorrect information on your credit card report regarding an unpaid bill that you have actually paid off. This not unheard of and has happened in the past.

There are cases where the creditor or the business that was owed money has received payment in full but has neglected to alert the collection agency.

Because this was not properly communicated, the agency collection will keep calling you and sending letters and even continue reporting you to the credit reporting agencies about the debt that you no longer have.

Question #6:

Is CMRE Financial Services Trying to Collect a Debt that's Not Mine?

Attempting to collect a debt that you do not owe is illegal and may entitled you to damages under federal and state law. Contact our office today if you have had this happen to you.

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Recent Lawsuits Against CMRE Financial Services, Inc.

Gentile v. CMRE Financial Services, Inc.
Filed: May 20, 2019 as 9:2019cv80668
Defendant: CMRE Financial Services, Inc.
Plaintiff: Ronald D Gentile

Zevon v. CMRE Financial Services, Inc.
Filed: September 6, 2018 as 6:2018cv01443
Defendant: CMRE Financial Services, Inc.
Plaintiff: Randi Zevon

Forrest v. CMRE Financial Services, Inc.
Filed: January 31, 2019 as 1:2019cv00531
Defendant: CMRE Financial Services, Inc.
Plaintiff: Robert Anthony Forrest

Dexter v. CMRE Financial Services, Inc.
Filed: March 18, 2016 as 6:2016cv00477
Plaintiff: David Dexter
Defendant: CMRE Financial Services, Inc.

See also our discussions on:

CSO Financial Collections

CMRE Lawsuits

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