Denied Employment Because of Identity Theft

Were you denied employment because of something on your credit report that's not true? Victims of identity theft have rights.

You may have legal rights and be entitled to compensation.

Reach out to us for a free 30-minute consultation.

Not getting a job because of identity theft is wrong. 

The credit bureaus are required to maintain accurate credit reports.

Also, the credit bureaus are required to conduct a reasonable investigation into any dispute you do, and pay you damages if you are denied employment, credit, refrain from applying for credit, or have emotional distress.

The creditors on your report also have a duty under 15 U.S.C. § 1681s-2(b). They are required to take your dispute seriously and investigate it in a reasonable fashion after you dispute it.


Basics of the Fair Credit Reporting Act:

The credit reporting agencies are required to keep accurate credit files. 15 U.S.C. § 1681i(a)

When a consumer disputes information with a credit reporting agency, the agency must “conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate.” 15 U.S.C. § 1681i(a)(1)(A).

The FCRA requires CRAs and entities that furnish information to CRAs (“furnishers” or “furnishers of information”) to investigate disputed information.

The furnisher of information must: (1) “conduct an investigation with respect to the disputed information”; (2) “review all relevant information provided by the consumer reporting agency” in connection with the dispute; and (3) “report the results of the investigation to the credit reporting agency.” Id. § 1681s-2(b)(1)(A)–(C).

If you have already disputed to the credit bureaus about something that should not be on your credit report or something that is incorrect on your credit report and it is still on there, you should consider contacting my office today we can provide you with a free consultation and a game plan moving forward. In many circumstances you may actually be entitled to compensation because of these companies actions. You can reach me today by completing one of the contact forms on this page or by calling me directly at 770 - 77509 38. Thank you

Identity Theft Resources

Article: Damages after ID Theft

Did You Know?

Did you know that one bank alone can make well over $50,000 more in profit off of your mortgage if you have an error on your credit report AND at the exact same time, they are the ones paying the credit reporting agencies tons of money? 

Can you now see why the system is broken? 

Spread the Word

About the Author

Consumer Attorney that fights big businesses on your behalf. Started his career in international human rights before eventually finding his true calling in consumer protection law. He is a husband and trial lawyer. Most of his work involves credit reporting errors, robocalls, and identity theft. His law practice is in the Atlanta/Decatur area.