Does Your Credit Report Say You're Dead?

Our law firm helps consumers that are being credit reported as deceased. 

We Help You Fix Being Reported as Deceased

Being reported as deceased on your credit report makes obtaining credit impossible. To make matters worse, the credit agencies will close down your entire credit report. You don't want to let this happen to you. 

What We Do For You

  • Help you pull together the documents you need
  • Help you draft and mail all of the necessary documents
  • Help you get compensated for your damages

We Bring You Back to Life

The credit agencies mark you as deceased. Then, they close your entire credit report. Your credit score will be 0. You must take the right steps to get this corrected.

The Fair Credit Reporting Act gives you the solution. You have legal recourse against Experian, Equifax, and Trans Union. Reporting that you are dead on your credit report likely violates this law. That's what we do. We use the law to your benefit and ours. Under this law, they have to pay your legal fees, costs, and damages.

Equifax marked as deceased

Equifax Reporting You as Deceased?

Is Equifax thinking that you are no longer alive? Get an attorney to sue Equifax for marking your credit report as deceased. That will get their attention.

The FCRA requires the crediting reporting agencies sell accurate credit reports. For example, this includes not telling people you are dead when you are live.

The results: you get denied credit and many of your credit cards will close. The Fair Credit Reporting Act allows you to file a lawsuit to recover damages and attorney fees. This means you get an attorney to work for you without writing them a check.  We can help you write and mail your disputes FREE OF CHARGE!

trans union says you're dead

Trans Union Reported You as Deceased?

Has Trans Union recently started to tell the world that you are dead? That's terrible. Trans Union may have already violated your rights if it reports you as deceased.

To to increase the speed it is fixed, we will want to mail in a specific letter saying... that you are not dead. Also, it's best to provide some more information in your dispute letter to give you extra leverage.  We can help you write and mail your disputes FREE OF CHARGE!

experian reporting you as deceased

Experian Reported You as Deceased?

Is Experian thinking that you're deceased? We can fix that for you using the FCRA. Under Section 1681 (e), Experian must maintain your credit file with accuracy. It's unlikely Experian did if they are saying you're dead, right?

If a a credit card, collector, or credit bureaus says you are deceased on your credit, think of us. We have experience as lawyers fighting them to fix credit report showing you as dead. We can help you write and mail your disputes FREE OF CHARGE!

Our “No Fee Guarantee” 

We will never charge you any money unless we get you a recovery first. Period. That's our "No Fee Guarantee". Again, we only get paid if we get you paid first.

Why Are You Being Reported as Deceased?

Is Equifax thinking that you are no longer alive? Get an attorney to sue Equifax for marking your credit report as deceased. This may come from several places.

One of them is the Social Security Administration. They maintain the Master Death Index. This is a list of all the social security numbers that are being marked as deceased.

Creditors and credit agencies will pull this and use this info whether it is correct or not. Many estimate that about 14,000 consumers are marked as deceased wrongly every year.

The Problem Correcting This Credit Issue

The best way to solve this is to bring on an attorney. When they mark you as deceased, you likely will have a fragmented file and zero credit scores very soon. You will need to know how to combat this. 

About the attorney


I'm  Joseph P. McClelland

As a Georgia and New York licensed attorney, I bring 20 years of experience to your side.  I was recently quoted by Martha Stewart, Best Company, Newsday and Investopedia, to name a few. I am also the author of a new book on identity theft and credit reporting.

Here Are Your Rights

You can sue the credit bureaus like Equifax, Trans Union and Experian if they keep marking you as dead.


Confirm that you have a credit reporting error.


Properly notify the credit reporting agencies for you.


If it's not corrected, we file a claim for damages under the law.


How much does it cost to hire you?

We don't charge you any fees unless you we win your case and get you a recovery.

How long does it take to get my reports corrected?

We have clients that were completely corrected within the first month. Other clients have taken several months. Every case is different.

Do you represent clients nationally?

Yes, we can represent you as your attorney in your state or use our network of attorneys. Either way, we are your first call.

Get Your Free Consultation Here

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