Mistakenly Reported as Deceased?
We bring you back to life. They write you a check.
Have you been struggling with the credit bureaus saying you're dead for months or years? Are you worried that you'll have to pay some law firm or credit repair company?
Well, that's the old way.
We have a 100% success rate getting deceased reports corrected. You want that. Get your credit fixed and make them pay you for violating the law.
Mistakenly Reported as Deceased?
Joe brings you back to life. They pay the bill.
We have a 100% success rate getting deceased reports corrected. Get your credit fixed and make them pay you for saying you are dead.
Recent TV Appearance about Deceased Reporting
We've Never Failed at Fixing a Deceased Report
If you've been listed as deceased, we know how to make the credit bureaus fix your report using the Fair Credit Reporting Act, so you have your life back.
On top of that, we make them pay you for what they've done. Our fees are paid only when we win or get you a settlement. That means you'll never come into my office and write me a check.
That's our no-fee guarantee.
Why Do the Credit Bureaus Owe You Compensation?
Because of the Fair Credit Reporting Act. Credit errors happened so much that Congress passed a law that says that if the credit agencies put something on your credit report that's obviously wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. Not only do you not have to pay us, we actually focus on having you paid.
Should You Try to Fix Being Reported as Deceased Yourself?
No. Here's why: when a credit bureau says you're dead, you are denied credit, accounts close, your credit scores go to zero. Even if you get them to turn your reports back on, your credit score may never recover. You may be denied for the same loan twice.
Addressing this aftermath of your credit score is needed. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle. We can do it all for you, then get you compensated for what Equifax, TransUnion, and Experian did.
Should a Credit Repair Company Fix This?
No. It's the same reason. Even if you get them to admit they were wrong (good luck, right?), your credit score may never recover. You may find yourself with the same ability to borrow as when you were dead. Do you want to pay someone to do half the job or have it all done and you get paid? It's an easy choice.
What If They Refuse To Correct Being Reported as Dead?
If you are trying to do it yourself, all you can do is to mail more letters and do more disputes. That's not going to get you anything but cost you more money. It doesn't get better when you're paying someone. Since they can't enforce the law either, you are both are at the mercy of the credit bureaus to get better at credit reporting. That's a bad place for you to be.
If they try to pull that with us, the amount of compensation we can make them pay you dramatically increases. That's a bad place for them to be.
Why Does My Credit Report Say I'm Deceased?
Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch. The error gets attached to your social security number on your credit report which does damage your credit scores. Some errors such this won't be fixed with just calls and letters causing more damage to your credit score. Learning the reason they said you are being mistakenly reported as deceased is the key to fixing your credit reporting problem permanently. Otherwise, this error will can come right back on your credit report within a month or so.
Why Do the Credit Bureaus Owe You Compensation?
Credit errors happened so much that Congress passed the Fair Credit Reporting Act.
It says that if the credit agencies put something on your credit report that's wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report.
Not only do you not have to pay us, we actually focus on having you paid.
Should You Try to Fix Being Reported as Deceased Yourself?
No. Here's why: when a credit bureau says you're dead, you are denied credit, accounts close, your credit scores go to zero.
Even if you get them to turn your reports back on, your credit score may never recover. You may be denied for the same loan twice.
Addressing this aftermath of your credit score is needed. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle.
We can do it all for you, then get you compensated for what Equifax, TransUnion, and Experian did.
Should a Credit Repair Company Fix This?
No. It's the same reason. Even if you get them to admit they were wrong (good luck, right?), your credit score may never recover.
You may find yourself with the same ability to borrow as when you were dead.
Do you want to pay someone to do half the job or have it all done and you get paid? It's an easy choice.
What If They Refuse To Correct Being Reported as Dead?
If you are trying to do it yourself, all you can do is to mail more letters and do more disputes. That's not going to get you anything but cost you more money.
It doesn't get better when you're paying someone. Since they can't enforce the law either, you are both are at the mercy of the credit bureaus to get better at credit reporting.
That's a bad place for you to be.
If they try to pull that with us, the amount of compensation we can make them pay you dramatically increases. That's a bad place for them to be.
Why Does My Credit Report Say I'm Deceased?
Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch.
The error gets attached to your social security number on your credit report which does damage to your credit scores.
Some errors like this won't be fixed with just calls and letters.
Learning the reason they said you are being mistakenly reported as deceased is the key to fixing your credit reporting problem for good.
Otherwise, this error will can come right back on your credit report within a month or so.
How much does it cost?
Nothing. You don't pay us directly. We only get a portion of what we make them pay you. Under the law, our legal fees are paid by the credit agencies. We only get paid out of the settlement for being mistakenly reported as deceased.
Why waste your money on some repair company or disputing yourself? Don't walk away from a substantial settlement. It can cost you a lot of money not to use us when you're being mistakenly reported as deceased.
Why Does My Credit Report Say I'm Deceased?
Generally, a credit report says you are deceased in error because one or all of the three major credit reporting agencies (Equifax, Experian, and TransUnion), a credit card company, a bank, or the Social Security Administration made a typo, error, or have a computer glitch. Being falsely reported deceased gets attached to your social security number on your credit report, which does damage to your credit scores.
How much does it cost?
Nothing. We only get a portion of what we make them pay you. Under the law, our legal fees are paid by the credit agencies. We only get paid out of the settlement for being falsely reported as deceased if you get paid first.
Why waste your money on some repair company or disputing yourself? Don't walk away from a substantial settlement from the mistakenly reported as deceased lawsuit. It can cost you a lot of money not to use us when you're being reported as deceased in error.
Benefits of Working with Joe
Get It Fixed
Forget about frustrating work, letters, and calls. We get the credit bureaus to stop mistakenly reporting you as deceased.
Get Compensated
Get them to pay you damages for their errors, your lowered credit scores, and the stress.
They Pay All Fees
The credit agencies have to pay 100%, so you will never have to come to my office and write a check.
About the Attorney
I'm Joseph McClelland, Esq.
As a consumer lawyer, I fight for consumers when they are declared dead on a credit report.
With over 20 years experience and a special designation by the National Institute of Trial Advocacy, I help clients being mistakenly reported as deceased on their credit file across the country with some of the top law firms.
I recently appeared on NBC News about this exact topic.
If you would like to discuss or need help stop being reported as dead, identity theft, or other credit bureau situation, let's chat.
As a credit reporting attorney, I have successfully litigated these exact cases, and I'm ready to help you.
Your No-Fee Guarantee
If you've been mistakenly reported dead, we'll force the credit bureaus to fix your report. We only get paid if we win. That means there is no risk of having to write us a check.
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