Looking for An Identity Theft Attorney to Remove Credit Fraud?

We Fix Fraud Accounts & Sue Them for Damages

  • Make them Repair Your Credit
  • Make them Pay Your Legal Fees
  • Make them Pay You Damages

-Charles Kibling

"I would trust him with my family's legal issues for life."

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Here's How the Identity Theft Laws Work


If you told Equifax, Trans Union or Experian     +     They did not removed it the first time     =       Claim for Damages


1.

Find ID Theft on Your Report

1. Find an account on your credit report that you did not authorize.

2.

Dispute with Credit Agencies

2. Notify the credit agencies

3.

It's Fixed or Claim for Damages

3. If they don't fix it, then you sue under the Fair Credit Reporting Act.

Dispute ID Theft & Sue If Not Fixed

What is Identity Theft?

Identity theft is when a person acts without authority to use your name or information for their benefit. Here are the 2 main types:


  • The most common type of identity theft is when someone opens new accounts in your name. They rarely pay the bills (if ever), so these fraud accounts will end up in collections and significantly reduce your credit scores. 


  • Another type of fraud is when a person takes over your existing accounts for their benefit.

The Federal Trade Commission says that 6.64 percent of consumers became victims of identity theft, or about 1 in 15 people in Georgia and over 1.1 million disputes were fraud-related and cost consumers close to $905 million. 

Unfortunately, the identity theft criminals will keep opening accounts in those people's names. Fortunately, you do have steps to follow to remove fraudulently opened identity theft accounts.


What Do You Do After Identity Theft?

  1. Freeze your credit reports at the CRAs.
  2. Mail a dispute to each CRA.
  3. Use our template or include an identity theft affidavit or police report.
  4. Wait for the results and status of your dispute.
  5. If completely fixed and that was your first time disputing, you are done.
  6. If it is not completely fixed or they didn't fix it the first time, you need to bring a suit for damages with an identity theft lawyer.


Identity theft cases are like personal injury cases in many ways. You don't come out of pocket for your attorney, and if you are at fault, then the attorney can't get you any recovery or get any information removed.


Where to Mail Disputes about ID Fraud

  • Mail disputes to Equifax's address at P.O. Box 740241 Atlanta, GA 30374-0241. Please send certified and keep a copy of your dispute for proof. If not fixed, contact our office.
  • Mail disputes to Experian's address at P.O. Box 9532 Allen, TX 75013. Please send certified and keep a copy of your dispute for proof. If not fixed, contact our office.
  • Mail disputes to TransUnion's address  at P.O. Box 2000, Chester, PA 19016-200. Please send certified and keep a copy of your dispute for proof. If not fixed, contact our office.

Do I Really Need a Lawyer to Fight Credit Fraud? 

Not always!


If you followed our instructions and all accounts are gone after the first round of disputes, you don't need an attorney. You did it alone.


But, it's usually not that easy and can be impossible.


That' when you can use a consumer lawyer. These cases are like personal injury cases for your credit report.


You have the right to sue the CRAs and companies that refuse to correct incorrect information on your credit report after you disputed the errors like we just discussed


They have a responsibility to fully investigate your identity theft disputes. If they fail to do so, then you have the right to make them pay you damages.


Our law office sues Equifax, Trans Union and Experian on behalf of victims of identity theft.


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How Do Identity Theft Lawyers Remove False Accounts When I Can't?

We are able to get fraud accounts taken off because we know how to prove who actually stole your identity, who opened the accounts, where, what computer, if they used a bank to make any payments, etc. 


When we get the evidence, we can prove it was not you (unless you were lying).


When we get the evidence that you didn't open the accounts, they will remove them and negotiate a settlement for hurting you.

Can An Identity Theft Lawyer Sue Equifax?

Absolutely. They are sued hundreds to thousands of times a year. It's like a personal injury case. If you weren't at fault, then you can bring a claim for damages under the FCRA.



Can You Sue Trans Union and Experian the same?

Yes. Suing for damages under the FCRA is possible.



Can You Sue a Credit Card/Bank/Phone Company if Your Identity Is Stolen?

Absolutely. 

Frequently Asked Questions About Fraudulent Credit Report Information

Dispute with an Identity Theft Attorney

Don't Get Denied Credit Again

Hire An Identity Theft Attorney to Collect Damages and Remove the Fraud Accounts

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Contact an identity theft attorney for Atlanta and Decatur. Our law firm represents clients in Atlanta, Decatur, Stockbridge, Buckhead, Conyers, Covington, McDonough, Fulton County, Cobb County Dekalb County, Gwinnett County, Clayton County, Henry County and other metro areas.