Identity Theft Lawyer for Credit Reporting Victims
Our law firm helps consumers fight credit bureaus, creditors, and collectors. If you have fraudulent accounts credited by identity theft, contact our office.
Identity Theft Attorney Removes Credit Fraud
Here's How Identity Theft Lawyers Work
Find ID Theft on Your Report
1. Find an account on your credit report that you did not authorize.
Dispute with Credit Agencies
2. Notify the credit agencies as we recommend
It's Fixed or Claim for Damages
3. If they don't fix it, then we sue under the Fair Credit Reporting Act.
See our “No Fee Guarantee” on Identity Theft & Credit Reporting
How much do we cost? We will never charge you any money unless we get you a recovery first. Period.
What is Identity Theft & What to Do?
Identity theft is when a person uses your name for their benefit without your authority.
The Federal Trade Commission (FTC) reports that 6.64% of us are identity theft victims. That means that about 1 in 15 people has damaged credit with no fault of their own.
Unfortunately, identity theft criminals will keep opening accounts in those people's names. You can remove fraudulently opened identity theft accounts. You should consult an identity theft attorney to do so.
Do I Really Need an Identity Theft Lawyer to Fight Credit Fraud?
If all fraud accounts are gone after the first round of disputes, you don't need an attorney. But, it's never that easy.
If it's not fixed, you have the right to sue. You can sue the CRAs and companies that refuse to fix it. They must correct your credit report after you disputed the errors. Period.
They must investigate your identity theft disputes. If they don't, they violated the law. Our law office sues Equifax, Trans Union, and Experian on behalf of victims of identity theft regularly.
How Do Identity Theft Lawyers Remove False Accounts When I Can't?
We are able to get fraud accounts removed by proving who actually stole your identity. When we get the evidence, we can prove it was not you.
As your identity theft attorney, we will have them removed and negotiate a settlement because of this.
Can You Sue Equifax?
Absolutely. If you weren't at fault, then you can bring a claim for damages under the FCRA.
Can You Sue Trans Union?
Yes. Suing for damages under the FCRA is possible as we've said. Experian, Equifax, and/or Trans Union must correct fraud accounts from your report. In not, then you may have a solid claim for damages against them. Take action.
Can You Sue Experian?
Can You Sue a Credit Card/Bank/Phone Company?
Absolutely - same answer. If you have disputed the fake accounts through the credit agencies, then you are ready to move forward with litigation. If you are saying, "I need an identity theft lawyer near me", reach out right now. We don't charge you and can advise you regardless of your situation.
Frequently Asked Questions About Fraudulent Credit Report Information
As your lawyers, we only get paid if you get paid first. Our lawyers are here for you. If my firm takes the case, then we get paid out of what we make the credit bureaus and creditors pay. That's how identity theft lawyers work. This identity theft law firm can help you with settlements or trials.
You have 3 options:
1. Use our template: just request it and we will provide free of charge.
2. Get a police report; or
3. Get an identity theft affidavit from identitytheft.gov
At the very minimum with an lawyer, it will takes a few months for the bureaus to review their files to even begin to negotiate. These trials can take over a year in federal court.
Identity thieves will use identity theft victims' social security number to open a credit card with another personal information. The personal information of identity theft victims can even be sold online until the police catch them or identity theft lawyers shut them out.
Do I always need an Atlanta identity theft attorney?
Generally yes, because when the identity theft is not fixed, you will need to file litigation with experienced lawyers.
What if someone stole it when I was living in another state?
You can still file a claim for identity theft that happened in another state. It's not necessary that you find the person or criminal that opened the accounts and committed these identity theft offenses. We work with lawyers and identity theft attorneys across the country to deliver quality legal services to consumers.
When do I need an Atlanta identity theft lawyer for a ruined credit report?
Immediately. We can help you get your reports and file the right disputes to make the fraud accounts go away. Contact us to fight your identity theft.
Get your free credit reports from the three major credit bureaus to review your credit history before applying for credit or a loan. A free credit report is available from annualcreditreport.com
If a thief gets your social security number, they will add fraud accounts to your credit by the credit reporting agencies or credit bureaus. Because the three credit bureaus determine your credit score or FICO based on their info, your credit score will drop.
If you find a fraud account, you should put security freeze and put a fraud alert on your credit account.
Lawyers for Buckhead, GA, fraud attorneys for Lithonia victims, id theft lawyers. Lawyers for Lithonia, Georgia are ready to help. Attorneys for Dunwoody, Ga are here for your family. Lawyers for Dunwoody victims help you get your credit score back. Attorneys for Midtown Atlanta are here for you. Lawyers for Midtown victims can help. I can be your lawyer.
We work with lawyers and attorneys across the country to deliver quality legal services to consumers. Contact our office today to begin.
How Can to Retain Our Law Firm? Complete the form or just call our attorney.
What if the wrong information on my credit report that is not mine is bad? Get a consultation from a lawyer on your rights as a victim of identity theft or ID theft.
Speak with an Atlanta identity theft lawyer if you have a question about fraud accounts.
Our office works with attorneys across the nation and also represents clients locally in Georgia and New York to obtain settlements through litigation and settlement negotiations in Fulton County, Cobb County Dekalb County, Gwinnett County, Clayton County, Henry County and metro cities such as Atlanta, Stone Mountain, Marietta, and Decatur. The theft of your identity is a scary thing. Having your identity stolen does not need to change your life, though. Identity theft lawyers are here to help you move on from this. Unlike other lawyers, ID theft lawyers don't make you pay a retainer!
What if the information on my credit that was not mine is good? Do I need a lawyer in Atlanta? An Atlanta FCRA lawyer will make sure you get your score back to where it should be.
This requires an Atlanta attorney if you have already tried but failed to fix the issue. Attorneys force the credit reporting agencies to take the right steps. Speak with an Atlanta identity theft lawyer if you have a question. Identity theft lawyers are here to help.
Identity theft victims have their personal information stolen or used or exposed in a data breach. Keep identity thieves from opening more accounts like a credit card without your permission and using your personal information and social security number.
If you find the account of another person, your personal information and social security number may have been used. Attorneys like me are here for you.
Contact an identity theft attorney for Atlanta and Decatur. Our law firm represents clients in Atlanta, Decatur, Stockbridge, Buckhead, Conyers, Macon, Marietta, Dunwoody, Lawrenceville, Columbus, Albany, Rome, Valdosta, La Grange, Covington, McDonough, Fulton County, Cobb County Dekalb County, Gwinnett County, Clayton County, Henry County and other metro areas.
Many lawyers for victims of identity theft don't know the law. The attorneys representing the people with stolen identity or stolen identity accounts are a rare breed. Identity theft lawyers are here to help.
You want someone is a member of the National Association of Consumer Advocates like I am.
No. You have several options. The best is to get our template for free.
Do you have to include a affidavit?
No, if you use our documents. Yes, if you are using an online template.
More identity theft attorneys need to learn about stolen identity laws. We need more lawyers and attorneys in this area. For those lawyers and attorneys that want assistance on their cases, please contact us. We can work with attorneys and lawyers for stolen identity help their clients. Identity theft lawyers are here to help.
There are numerous signs that your identity may have been stolen.
For example, if you find an account on your report that you didn't open.
If you start getting collection calls or collection letters on debts that are not yours. Each of these calls and letters may be illegal and create a lawsuit for your benefit, because attempting to collect that is not valid may be illegal under the TCPA, FDCPA and the FCRA laws.
- Mail a dispute* to each bureau (to get them to remove the current fraud accounts)
- *Use our template or include an identity theft affidavit or police report.
- Wait for the results and status of your dispute.
- If they didn't fix it the first time, you need to bring a suit for damages with an identity theft lawyer.
What is a merged credit report?
Learn more here: What's a merged or mismatched file or report?
We can represent clients nationwide with local counsel. If you need an attorney near you, we are the lawyers "near me". If you are in the metro Atlanta area, contact my office for a consultation and representation in this practice area. Contact a lawyer and attorney for Atlanta and Decatur. Identity theft lawyers are here to help.
Our “No Fee Guarantee”
We will never charge you any money unless we get you a recovery first. Period. That's our "No Fee Guarantee".
About Joseph McClelland
Joseph McClelland is a Georgia and New York licensed attorney. He brings almost 20 years of experience to your side.
He was recently quoted by Martha Stewart, Best Company, Newsday, and Investopedia, to name a few. Author of a new book on identity theft and credit reporting.
Get the experience with identity theft you need right here.
Get Your Free Consultation Here