We Fix Fraud Accounts & Sue Them for Damages
"I would trust him with my family's legal issues for life."
Here's How the Identity Theft Laws Work
If you told Equifax, Trans Union or Experian + They did not removed it the first time = Claim for Damages
Find ID Theft on Your Report
1. Find an account on your credit report that you did not authorize.
Dispute with Credit Agencies
2. Notify the credit agencies
It's Fixed or Claim for Damages
3. If they don't fix it, then you sue under the Fair Credit Reporting Act.
Identity theft is when a person acts without authority to use your name or information for their benefit. Here are the 2 main types:
The Federal Trade Commission says that 6.64 percent of consumers became victims of identity theft, or about 1 in 15 people in Georgia and over 1.1 million disputes were fraud-related and cost consumers close to $905 million.
Unfortunately, the identity theft criminals will keep opening accounts in those people's names. Fortunately, you do have steps to follow to remove fraudulently opened identity theft accounts.
Identity theft cases are like personal injury cases in many ways. You don't come out of pocket for your attorney, and if you are at fault, then the attorney can't get you any recovery or get any information removed.
If you followed our instructions and all accounts are gone after the first round of disputes, you don't need an attorney. You did it alone.
But, it's usually not that easy and can be impossible.
That' when you can use a consumer lawyer. These cases are like personal injury cases for your credit report.
You have the right to sue the CRAs and companies that refuse to correct incorrect information on your credit report after you disputed the errors like we just discussed.
They have a responsibility to fully investigate your identity theft disputes. If they fail to do so, then you have the right to make them pay you damages.
Our law office sues Equifax, Trans Union and Experian on behalf of victims of identity theft.
We are able to get fraud accounts taken off because we know how to prove who actually stole your identity, who opened the accounts, where, what computer, if they used a bank to make any payments, etc.
When we get the evidence, we can prove it was not you (unless you were lying).
When we get the evidence that you didn't open the accounts, they will remove them and negotiate a settlement for hurting you.
Absolutely. They are sued hundreds to thousands of times a year. It's like a personal injury case. If you weren't at fault, then you can bring a claim for damages under the FCRA.
Yes. Suing for damages under the FCRA is possible.
How Much Do I Have To Pay You?
It's like a personal injury case basically.
You don't pay us unless we get you a recovery and we can't get you a recovery unless you weren't at fault.
What if someone stole it when I was living in another state?
You can still file a claim in Georgia for identity theft that happened outside of Georgia. Nor is it necessary that you track down the person or criminal that opened the accounts that are not yours and committed these identity theft offenses against you.
When do I need an Atlanta identity theft lawyer for a ruined credit report?
Contact us after you have disputed the fraud account that came from identity theft BUT they aren't removed.
Do I always need an Atlanta identity theft attorney?
But really yes, because when they don't listen, you will need to file litigation.
How long does a lawsuit take when does it come off my credit report?
At the very minimum, it will takes a few months for the bureaus to review their files to even begin to negotiate. These trials can take over a year in the Atlanta division of federal court.
Get your free credit reports from the three major credit bureaus to review your credit history before applying for credit or a loan. A free credit report is available from annualcreditreport.com
If a thief gets your social security number, they will add fraud accounts to your credit. The businesses who don't get paid will notify a credit reporting agency or credit bureau. Because the three credit bureaus determine your credit score or FICO based on their info, your credit score will drop.
If you find a fraud account, you should put security freeze and put a fraud alert on your credit account. Joseph P. McClelland, LLC encourages people to to their own credit monitoring or use a free service like creditkarma.com.
Lawyers for Buckhead, GA, fraud attorneys for Lithonia victims, id theft lawyers.
Lawyers for Lithonia, Georgia are ready to help.
Attorneys for Dunwoody, Ga are here for your family.
Lawyers for Dunwoody victims help you get your credit score back.
Attorneys for Midtown Atlanta are here for you.
Lawyers for Midtown victims can help.
How Can to Retain Our Law Firm?
For example, you check your credit and you see an old credit card account (or any business), but it comes with a debt collector.
Can a Lawyer Do Something about That?
What if the wrong information on my credit report that is not mine is bad? Get a consultation on your rights as a victim of identity theft or ID theft.
Speak with an Atlanta identity theft lawyer if you have a question. Call us today for a quick consultation about fraud accounts.
Our office represents clients to obtain settlements through litigation and settlement negotiations in Fulton County, Cobb County Dekalb County, Gwinnett County, Clayton County, Henry County and metro cities such as Atlanta, Stone Mountain, Marietta, and Decatur.
What if the information on my credit that was not mine is good? Do I need a fraud lawyer in Atlanta? An Atlanta FCRA lawyer will make sure you get your score back to where it should be.
This requires an Atlanta attorney if you have already tried but failed to fix the issue. Attorneys force the credit reporting agencies to take the right steps. Speak with an Atlanta identity theft lawyer if you have a question.
Should you include an affidavit with your credit disputes?
You may also want to include an identity theft affidavit from identitytheft.gov. Contact attorneys for Atlanta and Decatur that knows the law.
Do you have to include a police report?
Do you have to include a affidavit?
Do you have to catch the ID thief?
Identity theft victims that have had their personal information stolen or used by another person or exposed in a data breach.
Keep identity thieves from opening more accounts like credit card without your permission and using your personal information and social security number.
If you find the account of another person, your personal information and social security number may have been used.
When do I have to pay if I get a settlement?
If my firm takes the case, then we will get paid out of what we make the credit bureaus and creditors pay. That's how identity theft lawyers work. This identity theft law firm is ready to help you as a new client. You will be pleased with our representation through settlements or trials.
How Can I Tell If My Identity Has Been Stolen?
There are numerous signs that it may have been stolen.
What is a merged credit report?
Learn more here: What's a merged or mismatched file or report?
If you are in the metro Atlanta area, contact my office for a consultation and representation in this practice area. Contact a lawyer and attorney for Atlanta and Decatur.
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Contact an identity theft attorney for Atlanta and Decatur. Our law firm represents clients in Atlanta, Decatur, Stockbridge, Buckhead, Conyers, Covington, McDonough, Fulton County, Cobb County Dekalb County, Gwinnett County, Clayton County, Henry County and other metro areas.