Is the Credit Reporting System Broken?

Your Credit Report Could be Filled With Costly ErrorsEveryone understands how important an accurate credit report is. Even though we know this, and the Fair Credit Reporting Act or FCRA was founded to ensure accuracy, there are still an unfortunate amount of errors in the credit reporting system. The system may very well be broken.Several […]

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What Is a Robocall?

Ring. Ring. Ring. You look for your phone. Find it. Look to see who is calling you with important information. You don’t recognize the number, but you answer it. What do you hear? A recording… from an actual (not a scam) business or collector… looking for you or a stranger. WTF, right? That call may be illegal and worth $500 under […]

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Emotional Distress & Credit Reporting Damages

Here is a brief overview of obtaining emotional distress damages in Georgia and the 11th Circuit more broadly. If you have a question about credit reporting errors, identity theft, or mixed files, contact my office.Basics of the Fair Credit Reporting Act:The credit reporting agencies are required to keep accurate credit files. 15 U.S.C. ยง 1681i(a)When a consumer disputes […]

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Denied Employment Because of Identity Theft

credit report attorney

Were you denied employment because of something on your credit report that’s not true? Victims of identity theft have rights. You may have legal rights and be entitled to compensation. Reach out to us for a free 30-minute consultation. Not getting a job because of identity theft is wrong.  The credit bureaus are required to maintain accurate credit reports. Also, […]

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Stop Credit One Collection Calls

Collectors Constantly Called

Is Credit One calling you constantly? Has Credit One called you constantly in the last 4 years? Have you asked Credit One to stop calling? Did they continue to call?Contact my office to see if you are entitled to compensation under the Telephone Consumer Protection Act. You may be entitled to $500 to $1,500 per call. You have to take […]

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Identity Theft Dispute Letter

This is a continuation of our report on how to get identity theft off your credit report.TEMPLATE TO DISPUTE IDENTITY TO ALL THE CREDIT AGENCIES AND CREDITOR BELOWHere is a template to use for your dispute letter to the credit reporting agencies (CRA). You must include a police report for this to be the most […]

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