What should you do after a credit dispute?

    What should you do after you dispute errors on your credit report but before you get any response back? I hear this question a lot and I thought it over several times. I always come back to the same response. I don't think you should do anything. If you've already sent in all the information that you have, then I would just wait.

    If, however, you think there is better information out there but you just have not received it yet, then you could consider taking the additional steps to get that extra information for the next round disputes just in case this round of disputes does not work in your favor.

    Therefore, other than searching for information that you may want to use in a future credit report dispute with the credit reporting agencies in case this dispute fails, I would do nothing but make sure you have marked your calendar for a reminder to make sure you get responses back from the credit reporting agencies.

  • Why Hire a Consumer Credit Reporting Lawyer?
  • Why Hire an Identity Theft Attorney for Victims?
  • If you do not get a response back within 30 days, I would consider read disputing to the credit bureaus again using certified mail return receipt.

Did You Know?

Did you know that one bank alone can make well over $50,000 more in profit off of your mortgage if you have an error on your credit report AND at the exact same time, they are the ones paying the credit reporting agencies tons of money? 


Can you now see why the system is broken? 

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About the Author

Consumer Attorney that fights big businesses on your behalf. Started his career in international human rights before eventually finding his true calling in consumer protection law. He is a husband and trial lawyer. Most of his work involves credit reporting errors, robocalls, and identity theft. His law practice is in the Atlanta/Decatur area.