Trans Union Dispute | Disputing Trans Union’s Credit Report

Here are the rules:

1

Find Error on Your Report

Find the error or inaccuracy. It must be wrong or misleading.

2

Dispute with Credit Agencies

Dispute with credit agencies such as Equifax, Experian, and Trans Union. A template is included in this article below.

3

It's Fixed or You Sue

If they don't fix it, then you may be entitled to damages and can bring a lawsuit in many circumstances.

Find Trans Union Errors on Your Credit Report

1.Dispute Trans Union Wrong payment history

That's basically when they're saying that you've missed some payments, and you didn't miss the payments. It happens a lot, and it can crush your score. Tip: Follow the instructions in this book but don’t include the police report but DO include any proof you may have. Remember to send it to everyone including Trans Union.

2.Dispute Trans Union

Accounts that you've already paid off, but they are still reporting a balance

This happens a lot, and this is obviously when you've paid off an account but for some reason, it's still showing a balance that you owe. Again, follow the instructions in this book but don’t include the police report but DO include any proof you may have. Remember to send it to everyone including Trans Union and the creditor during the dispute.

3. Dispute Trans Union

Accounts that are older than seven-plus years

Seven years is correct if it's a normal account, and ten years if it's like a judgment or a court issue, like bankruptcy. That is improper. You will want to mail a basic dispute letter explaining the issue and send it to the credit bureaus including Trans Union and the business/creditor.

4. Dispute Trans Union

Accounts that are not yours and identity theft.

4.  Accounts that are not yours and identity theft. They're both accounts that are not yours. This is the topic of the book and is covered in other chapters. For more information on hiring an identity theft attorney in Atlanta.

5. Dispute Trans Union

Accounts that are not yours and identity theft.

5. Accounts that are not yours and identity theft. They're both accounts that are not yours. This is the topic of our new book and is covered in other chapters. 

Disputed Trans Union Already & Not Corrected?

If Trans Union and/or the other credit bureaus have already failed to correct the inaccurate credit reporting, let's chat. If not fixed the first time, it likely will not with a lawsuit and proving it. Tell us about your situation.

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