Credit Report Attorney for Inaccurate Credit Reports

  • Get Credit Report Mistakes Removed
  • Get Your Good Credit Scores Back
  • Make them Correct Inaccurate Reporting

Fair Credit Reporting Act Attorney


Under the Fair Credit Reporting Act, you can bring a lawsuit for actual damages. No upfront legal fees with our credit report lawyer.

Find Error on Your Report

1. Find the error or inaccuracy.

Dispute with Credit Agencies

2. Dispute with credit agencies.

It's Fixed or Potential Claim

3. If it's not fixed, you will need to bring a claim or they will likely NEVER fix it.

Credit Repair Attorneys For Errors

Fair Credit Report Attorney Joseph McClelland

  • Member of the Georgia and New York Bar
  • 18 years experience
  • Recognized by the National Institute of Trial Advocacy
  • Member of multiple federal courts

Is Something INACCURATE On Your Credit Report?

We help you get ERRORS off your credit report WHEN the credit agencies won't listen.

 Attorney For False Credit Reporting 



What Is a Fair Credit Reporting Act Attorney?

As an Atlanta credit report attorney, I can make them correct any errors, compensate you for your economic and emotional damages, and make them pay all legal fees under the Fair Credit Reporting Act (FCRA). We do not charge clients with credit report issues unless we are able to obtain a recovery.

FCRA attorneys or Fair Credit Reporting Act lawyers can help you negotiate and resolve a claim against the credit agencies for not correcting known errors that are effecting your credit scores after you mailing in your disputes.


Understanding consumer law and the Fair Credit Reporting Act are the keys to the removal of errors and the payment of damages. Speak with an Atlanta FCRA Attorney for a free case evaluation.

Is Something INACCURATE On Your Credit Report?

We help you get ERRORS off your credit report

WHEN the credit agencies won't listen.


Most Common Credit Reporting Errors FCRA Lawyers Help With

  1. Not Your Account - This is when you review your credit report and see a bill that is not yours. 
  2. Identity Theft Account - This when you have an account that you didn't authorize on your report. As noted, you should include a police report or identity theft affidavit before filing a claim.
  3. Mixed Credit File/Merged Credit Report - This is when the credit reporting agencies merge your file and another person's file. 
  4. Too Old Accounts - Closed accounts can  stay on your report for 7 years after the first date of delinquency. Many times they will change the date to the date they purchased the debt.
  5. Inaccurate Information - This is when there is an error on your credit report that is a result of false reporting to the credit reporting agencies. Errors include incorrect balances, mortgage servicing abuse, missed payments, and other inaccuracies.

Is Something INACCURATE On Your Credit Report?

We help you get ERRORS off your credit report

WHEN the credit agencies won't listen.

Credit Attorney Against the Equifax, Transunion, and Experian

If the information is not fixed after you dispute it in writing, you may be entitled to sue for compensation under the FCRA law and make them correct your credit report.


Disputes are king in the land of the FCRA. If you don't dispute to the credit bureaus, then you may not have a case under the Fair Credit Reporting Act.


Dispute Equifax with our templates, if you have not already.


If your credit report is not corrected after a dispute to the bureaus, consumers can sue for a corrected credit report, as well as for compensation, including damages for financial harm and emotional suffering.


Plus, you will have the trade line or account removed. The law also gives consumers who are hurt by intentional wrongdoing punitive damages.


Speak with an Atlanta FCRA Attorney. Call us today for a quick consultation at (770) 775-0938.

increase credit scores by correcting inaccurate credit reporting

Attorney for Identity Theft Victims

The Fair Credit Reporting Act is complex, so hire a credit attorney that has experience with identity theft.


If you've been a victim of identity theft, the bad accounts can hurt your credit scores.


For more information on what to do after identity theft for victims, see our page on identity theft attorneys for victims


Call us today for a quick consultation at (770) 775-0938.

Are You a Victim of Identity Theft?

We help you get fraudulent accounts removed off your credit report

WHEN the credit agencies won't listen.

Mixed Credit & Merged Credit Reports


Many people may notice accounts that are not theirs on their credit reports. Some may think it is identity theft, but it may not be identity theft.


It might be a merged credit report or mixed credit report. These are extremely damaging to you and 100% preventable by Equifax, Trans Union, and Experian.


The credit agencies are completely responsible.


Here is an article about what to do if you have another person's accounts on your credit report otherwise known as a mixed or merged credit report. Read more about what a mixed credit report attorney can do for you.


Speak with ​our FCRA Attorney and Fair Credit Reporting Act lawyer about this immediately

Are You a Victim of a Mixed Credit File?

We help you get another person's accounts removed off your credit report

WHEN the credit agencies won't listen.


Frequently Asked Questions

Can I sue a creditor for false reporting? 

What is the 7-year credit rule and how does it impact old accounts?

What Is The Fair Credit Reporting Act?

Can you hire a lawyer to fix your credit? 

What is the penalty for violating the Fair Credit Reporting Act? 

What Is An FCRA Claim or Lawsuit?

How Much Do You Charge?

How Long Does  A Case Take With A Credit Attorney?

Fair Credit Reporting Act (FCRA) Attorney Tips  

How to Use the Fair Credit Reporting Act:

You Have A Limited Time To File A Claim

By failing to take legal action under the Fair Credit Reporting Act, consumers like you may lose your right to sue or bring litigation including because of the FCRA's statute of limitations which are deadlines. 


Call us today for a quick consultation at (770) 775-0938. We represent clients for all Georgia cities including Macon, Decatur, Savannah, Albany, Columbus, La Grange, Rome, Tucker, Marietta, Griffin, Covington, Conyers, Stone Mountain, Athens, Snellville, and more.

Schedule a Free Consultation