Mortgage Lending Abuses & Errors

Mortgage Error Attorney

Misapplied Funds

Misapplied Funds is a major issue. Misapplied Funds can happen regardless of your mortgage company. Misapplied Funds can result in RESPA violations and credit report inaccuracies.

Forced Insurance

Forced Insurance throws off your unpaid balances. Forced Insurance is what Wells Fargo recently did and caused foreclosures and repossessions.

Wrongful Foreclosure

Wrongful Foreclosure

Wrongful Attempted Foreclosure

Contact our office if you've been a victim of Wrongful Foreclosure.

Failure to Honor Modification

Failure to Honor Modification

Contact our office if you've been a victim of Failure to Honor Modification

Contact Us for Mortgage Abuse

Tell us your story.

The Fair Credit Reporting Act (FCRA) is a federal law.

The FCRA requires creditors, also known as furnishers, to do several things regarding their credit reporting of Americans. The FCRA requires the crediting reporting agencies to do several things regarding the accuracy of the credit reports they sell. The Fair Credit Reporting Act allows citizens to file a lawsuit and directly recover certain damages and attorney fees. Some provisions of the Fair Credit Reporting Act can only be enforced by the government or state governments. Each state can add additional provisions to the FCRA subject to certain issues with federal preemption.

You have a right to disputed anything on your credit report if you think it is wrong. You should always send your disputes to the credit agencies. If the errors is not fixed, you should consider taking legal actions. 

List of Mortgage Companies and Mortgage Servicers

Amarillo National Bank
AmeriHome Mortgage Company
AmeriSave Mortgage Corporation
Angel Oak Home Loans
Arvest Bank - Mortgage Division
Arvest Central Mortgage Company
Bank of America Home Loans
Bank of England Mortgage ENG Lending
Bank of Texas
Bank of the West
BankUnited, N.A.
Bayview Loan Servicing
BB&T Mortgage Servicing
BBVA Compass
Caliber Home Loans
Capital One Home Loans
Carrington Mortgage Services, LLC
Cascade Financial Services
Cendera Funding, Inc.
Cenlar FSB
Citizens Bank
CMG Financial
CNN Mortgage

Colonial Banking and Home Loan
Commerce Bank Mortgage
CorTrust Bank
Credit Union Mortgage Association, Inc.
CU Companies
Dovenmuehle Mortgage, Inc.
Dubuque Bank and Trust
East West Bank
Envoy Mortgage
Equity Resources 
Fay Servicing
FBC Mortgage, LLC
Fifth Third Bank
First National Bank of America
First Southern Mortgage
First Technology Federal Credit Union Flagstar Bank
Financial Hardship:
Franklin First Financial, Ltd.
Freedom Mortgage
Gateway Mortgage Group
Guardian Mortgage, a Division of Sunflower Bank, N.A.
Guild Mortgage Company

Homeowners Mortgage
HomeBridge Financial Service
Home Point Financial
Home State Bank, N.A.
Huntington National Bank
Idaho Housing & Finance Association
Intercap Lending Inc.
InterLinc Mortgage Services, LLC
Iowa Bankers Mortgage Corporation 
James B. Nutter & Company
J.G. Wentworth Home Lending
KeyBank Mortgage 
Lake Michigan Credit Union 
Lima One Capital
M&T Bank 
MB Financial Mortgage
Midland Mortgage, a Division of MidFirst Bank
Nationwide Advantage Mortgage Company
Nationwide Bank
NewDay Financial LLC
New American Funding
Northpointe Bank
On Q Financial, Inc.

Planet Home Lending, LLC
Plaza Home Mortgage
Primary Residential Mortgage
Provident Funding Associates
Pulte Mortgage - Quicken Loans
RoundPoint Mortgage Servicing Corporation
Rushmore Loan Management Services
SecurityNational Mortgage Company
Service First
Shellpoint Mortgage Servicing
Standard Mortgage
Statebridge Company
Stearns Lending
Sub-Servicer: LoanCare, LLC
SunTrust Mortgage
SWBC Mortgage Company
Texas Bank Mortgage Co.
The Money Source
TIB - The Independent Bankers Bank
Towne Mortgage Company
TruHome Solutions, LLC
Union Home Mortgage
US Bank
Valley National Bank
Wells Fargo
Weststar Mortgage Corporation
Zions Bancorp