Portfolio Recovery Associates is a debt collection company.
If you are being wrongly called by Portfolio Recovery Associates, you have a right to file suit under the Telephone Consumer Protection Act for $500 to $1,500 per call since you were calling the wrong person.
If it is your debt, you have the right to make them stop calling. If you have told Portfolio Recovery Associates to stop calling but they continue to call, you may have a claim for damages under the Telephone Consumer Protection Act. We regularly help consumer collect under the TCPA.
There is also a prohibition on calling too many times. If you think the number of calls from Portfolio Recovery Associates is just too many, it probably is. Reach out and see what we think.
You have the right to have an accurate credit report. If Portfolio Recovery Associates is reporting falsely, then disputing to the credit agencies is a good first step. We can assist you with any questions you have.
Portfolio Recovery Associates Address:
Irvine, CA 92619
Portfolio Recovery Associates, a debt collection form, is commonly hired by companies for collecting a delinquent debt. However, people must be aware that this debt collecting agency cannot harass, treat, or deceive any debtor. If the agency does, there may be a claim for damages.
This debt collecting agency has been a party to more than 5,4000 federal cases according to their credit issuance and debt collection incurred on the credit cards. In the recent Federal Court case against the Consumer Portfolio Services, the agency is alleged to use harassing and illegal communication tactics attempting to collect a payment from a harassed consumer.
Even in the past years, a number of consumers are complaining about the debt collection practices of Portfolio Recovery Associates. The Better Business Bureau (BBB) and Consumer Financial Protection Bureau (CFPB) have maintained complaint databases about the complaints of consumers against the said debt collection firm, including:
Based on the BBB’s website, they have received almost hundreds of complaints against Portfolio Recovery Associates.
In the past years, the CFPB database has received more than 1,600 complaints against Portfolio Recovery Associates
As of September 2019, the CFPB an already received a total of 2,398 complaints about debt collection practices issues, mostly against Portfolio Recovery Associates’ debt collection practices. In the BBB’s website, there are already a total of 77 complaints against Consumer Portfolio Services, Inc. with varying issues.
Consumers may file a complaint against Portfolio Recovery Associates if they are experiencing any of the following:
These are the numbers used by Portfolio Recovery Associates, but take note that the agency is using other phone numbers.