Fair Credit Reporting Act in Kansas
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What is the Fair Credit Reporting Act in Kansas?
The Kansas Fair Credit Reporting Act is a law that is an add-on to the federal Fair Credit Reporting Act ("FCRA") which requires creditors, also known as furnishers, and the crediting reporting agencies or CRAs maintain the accuracy of consumer credit reports and files.
Damages under the Kansas Fair Credit Reporting Act
The Kansas law does not add any additional penalties for violating this law unlike other states. But, under the federal law, you are entitled to emotional distress damages, economic damages, costs, and attorney fees.
Do You Have a Claim under the Federal or Kansas Fair Credit Reporting Act?
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What does the Kansas Fair Credit Reporting Act Protect Consumers from?
The FCRA protects consumers from inaccurate credit reporting that causes damages and does this by providing a private right of action, which means the right to sue, if creditors and the CRAs don't comply.
Our practice areas include issues with the FCRA, helping victims of id fraud, getting another persons information removed from credit, helping when your social security number is showing you are dead, and more.
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