Fair Credit Reporting Act in Alabama

If anyone is credit reporting on you inaccurately, then you have rights. By following those rights, you can make these consumer laws work in your favor and file a lawsuit to correct the inaccuracies. 

Common FCRA Errors to Correct in Alabama

• Information that is too old to be on your report (generally 7 years)
• Information that is just wrong and inaccurate
• Information that is not yours such as identity fraud
• Reporting False Death on TransUnion, Experian, and Equifax
• Information that is mixed or merged with another person's credit files.

Damages under the Alabama Fair Credit Reporting Act

The Alabama here does not exist. But, under the federal law, you are entitled to emotional distress damages, economic damages, costs, and attorney fees. They can't take that away from you.

Can You Sue under the Federal or Alabama Fair Credit Reporting Act?

Contact the law office of Joseph P. McClelland to see if we can help you right now.